Don is stuck. He has stopped learning and the digital age is passing him by. The podcasters keep showing how uninformed they are about Bitcoin. In a recent episode, you asked why Bitcoin makes more sense than other cryptocurrencies, noting its $2T market cap versus $300B for the next closest. That’s a great question—but instead of digging into the answer, you dismissed it without understanding it. Rather than exploring why Bitcoin has been the best-performing asset over the past 15 years, you seem more interested in criticizing it. It comes across less as analysis and more as an unwillingness to admit you might have been wrong. What sets Bitcoin apart from every other cryptocurrency is that it is the only truly decentralized digital asset. It has no founder actively influencing it, no centralized leadership, no pre-mine, and no controlling entity. Its monetary policy is fixed and predictable, and its network is the most secure and widely distributed. In contrast, most other cryptocurrencies are run like tech startups—with insiders, venture capital influence, and the ability to change core features on a whim. Bitcoin isn’t just another crypto; it’s a fundamentally different asset class.

Pretty good. One star taken away from being liberal because taxation is theft.

These guys making investing fun! Always enjoy listening.

Cuts through the marketing confusitorium to help you invest wisely and keep what you gain. Great investing is boring, these guys get it!

Don and Tom provide academic based guidance on investing. Whether you are just starting out or nearing retirement, they provide sound academic based strategies for you to incorporate into your investments.

Straight forward and actionable financial advice. Highly recommend for any stage of your retirement savings or spending journey!

Listened for a couple of years now and enjoy the banter, if it annoys you just skip forward. The tempo is good and topics are basic but good to hear as refreshers. Dad jokes rule!

Best money advice out there!

Overall, like how they keep it simple and not over complicated. Because it doesn’t need to be. I’ve gotten used to the banter and now enjoy it!

Tom and Don are the greatest common-sense investor advice show out there. K.I.S.S. - Keeping It Simple Stupid; by that I mean low cost index funds, long term horizons, and common sense approach to retirement savings. It is insightful and useful.

Tom and Don each day will keep the doctor away. We're talking real money. They are right about 90% of the time. I go not agree with their annuity take. But they are spot-on about Bitcoin. And yes I do hold a small amount and also do research on the mining process.

Keep up the great work! Funny back and forth and a wealth (see what I did there) of knowledge.

These guys will keep you focused on the prize - a well-funded sensible retirement. No gimmicks, no “squirrels” to distract you in your plans, and some “dad” humor to spice it up. My 25 year old son always laughs out loud. Long time listener and one of my top podcasts that I listen to daily. A complete retirement education for free!

A logical and sensible approach to long term stable investment in

Most financial media encourages you to hop around from one hot tip to the next great thing and it prays on your fear of missing out. Not these guys. Tom and Dan remind me regularly that my steady, boring investments are where I need to be. They keep me from doing stupid things with my money and they are fun to listen to. Thanks guys!

Should be all you need to know.

I appreciate the advice and balanced views based on historical facts.

Not that political

So helpful to get research based advice simple enough I can explain it to others! Along with humor …

Do a shot every time Tom says “generally” or “this is fascinating”You will be inebriated quickly. Tom tends to talk over Don all the time as well. I think he drinks too much coffee. Don seems like he’s got the brains and Tom pretends to know what he’s talking about. However Don has TDS. It overshadows his financial knowledge. He probably voted for Kamala. Sad.

I listen to this show almost daily and it’s the most helpful podcast I’ve found. One thing I’ve noticed is that they tiptoe around anything political. However, politics do impact the market, so I wish they would be a little more direct.

I enjoy the podcasts while going on walks. The topics are very interesting and informative.

Great Show with sound advice,

One of the few podcasts that isn’t pushing ridiculous investments. I admit is sometimes a bit repetitive but seems like we need this to keep us from doing stupid things with money. Just enough banter to keep things interesting.

Enjoy, thank you

Great information. Love this show.

Never miss a podcast - keep up the great work! I learn something new about investing and staying the course every week.

As I approach retirement this show has given me a great roadmap. I don’t always follow it, but the wealth of knowledge is fantastic. Thanks!

I listen to several financial podcasts. These guys are definitely my favorite. They have lots of useful information and they are also very entertaining.

Great show. Listen everyday. They do need treatment for their TDS tho :(

I’ve listened to a dozen or more investing podcasts and Tom and Don are the best. They keep it simple and “real”.

After going through over a dozen different investment podcasts, this is the only one I found that consistently provides the best, apolitical, most cost efficient investment strategies for audience!! Yes, sometimes their banter is slightly banal and borderline sophomoric, but that makes it somewhat entertaining and they always tack back to the question or issue at hand including looking at the topic from different angles and perspectives.

I have been a regular listener for years on Apple podcasts and I learn a lot. Thanks to Tom & Don, my financial / investment literacy improved greatly. I’m a much more disciplined, knowledgeable investor. I moved all my investments to Schwab and my fees etc. are now so much lower than before. Thank you guys for all you do for us. Keep up the good work and the friendly banter!! P.S. Ignore all the haters! 😉Keyboard “courage” is everywhere but so are the “delete” or “pause”buttons. They should be using those instead.

I love the show and the great chemistry between Don and Tom. I have learned so much from your financial acumen, and the way you present the information is enjoyable and fun. Thank you a thousand times over!!

Thank you for all the information. Tom and Don have inspired me to clean up my investment portfolio: consolidating old 401k accounts and monitoring investments. I have doubled my returns and have gained confidence I am on the right path for retirement.

I listen to your show daily and live on Saturdays as well. I like you guys and trust you guys, and that is such a relief to have confidence in your advice. Only time I find out I had to fast forward in your show is when Tom tries to be funny. It’s not funny and it wastes so much time. It throws the show off track. That is my only issue other than that 99% perfect. Carry out to plan of the day.

I learn a lot about investing while listening to this entertaining show.

I am a very regular listener for the past 4+ years and continue to be the listener of this podcast in the future. Lately, I am noticing the degradation of the content quality. Most recent episode on 8 trillion dollars, there is no content in the first 15 minutes of that episode. For sure, you have an opportunity to adjust your content

Love the show. Have been a listener for several years now. Thanks!

I appreciate the no-nonsense approach along with the dry humor that helps to tune out the noise. Keep up the great work. I look forward to every episode, and one of these days I will submit a question!

A good podcast for the newbie investor that’s looking to improve their financial literacy.

Need to get a handle on how to grow your money safely, logically and steadily? Check these 2 old friends out. It’s kind like sitting beside your fiscally wise grandpa and his buddy. Sure, they tease each other, and can be a bit tangential occasionally, but it keeps it light as well as informative. I don’t miss an episode.

Listen to the show! It’s a lot of fun and you will learn something too. Thanks for the honesty and the banter, I really enjoy it.

This is by far one the best investment podcast out there. Don and Tom are not trying to sell any complex investments and always inject a healthy amount of skepticism into anyone who does. Crypto bros won’t like them, neither will insurance salesmen, which should be taken as solid evidence of the quality of their advice. Do I follow their advice all the time? No, particularly on alternative investments. But I would strongly consider investing with Apella, given their evidence-based fiduciary approach to investing.

I have learned a ton of information about investing from Tom and Don’s podcast. I love the real-life questions from callers and they deliver the answers in a lively and informative way. Thanks Tom and Don!

These guys are very smart and are entertaining. They have good analysis of topics and can do math. But their answer to everything is to invest in two obscure high fee ETFs which I can only assume they are paid to endorse. The show is a front for their investment firm where they claim to be fee only but push these terrible products. I looked up one of these ETFs and it’s only been around a year and has huge fees. Listen to their advice but do not buy any stocks they recommend.

Great advice when it comes to long term investing and planning. It gets hard to listen to at times when politics are injected. Politics can be relative to the Q&A, but it goes beyond that and you can tell what is trying to be sold. As an example, rebates on road tolls are “vote buying” (he doesn’t like Florida’s Gov) but he cheers canceling student debt and somehow that isn’t vote buying. Don also believes there isn’t enough bloat in government to make a dent if you try and cut, so the only option is to raise taxes to reduce the deficit. It makes me wonder about his objectivity on other financial investments.

These two guys are unprofessional and act very childish; talking over each other and bickering every single show. How can anyone take them seriously with the childish behavior acting like junior high punks. Clean up your act, for goodness sake you are two old gizzards. Is this how you want people to remember you two by. Cut it out, the sad part is that you don’t seem to want to listen to the audience. Many listeners had commented on this, yet you removed their reviews. Grow up Don and Tom, it is very hard to listen to your podcast since your childish behavior has become worse.

Excellent podcast!

Tom and Don go on and on about how crypto is a scam, but then they have a crypto ad before their podcast? Seriously? Have some integrity, gentlemen. Don’t be ruled by profit alone.